IPLA & SIL

Seamlessly bridge your payments 
integration infrastructure

Bridge the gap between legacy infrastructure and the future of finance. Swift’s IPLA (Alliance Access Integration Platform) and SIL (Swift Integration Layer) have played acritical role for clients in integrating legacy back-office systems, streamlining AML workflows,and converting message formats between proprietary and SWIFT MT/MX formats. As Swift is sunsetting their IPLA & SIL products by June 30, 2026, organizations must find an alternative.

Learn how Axletree can help your organization
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What You Need to Know

This decommissioning marks a major shift in the Swift community toward modernizing payment infrastructures with zero-footprint, cloud-based, and API-driven solutions. Click below to learn more about this important transition:

Deadline

  • June 30, 2026 for all members on the Swift network.

Why

Swift is moving towards a more agile, API-first ecosystem. IPLA and SIL are being phased 
out to support faster, more innovative solutions that result in reduced local maintenance and have better alignment with cloud-native financial ecosystems.

Impact

Banks and corporates must recreate their IPLA & SIL custom code for their new integration systems of choice. Because the underlying architecture is changing, existing code must be completely rebuilt from the ground up to ensure compatibility with modern standards.

Your Next Steps

Audit: Identify all current workflows and logic that are part of your IPLA or SIL environment.
Assess: Determine if your internal systems have the bandwidth and expertise to rebuild these integrations before the 2026 cutoff.
Transition: Engage with a partner like Axletree to help you navigate this change for a seamless migration experience that enhances your current workflow and capabilities.

Common Challenges

Meet Swift’s IPLA & SIL requirements and deadlines with Axletree’s Swift-certified experts, who will ensure your business continuity as you navigate this transition.

Bridge the gap in expertise with our integration experts who can guide you through the rebuilding and testing of your custom integrations.

Solve the complexity of disparate data formats by centralizing your translation logic, allowing for seamless communication between legacy back-office systems and the modern MX standard.

Receive around-the-clock attention to avoid delays that disrupt critical transactions.

Our solution is built to evolve with industry innovations and emerging global standards.

Unlock the power of enhanced features 
and added value beyond

IPLA & SIL

For our existing IPLA & SIL clients, Symmetree by Axletree® represents a powerful and seamless upgrade:

Advanced Format Translation

Move beyond basic MT/MX translation with extended support for PAIN, PACS, CAMT, CSV, and any other proprietary formats.

Operational Independence

Reduce risk with an integration platform that is fully integrated with SWIFT but operates independently from SWIFT interfaces to prevent disruptions.

Integration Expertise

Our integration experts have the know-how to rebuild and support your custom integration code in exactly the way you require it, so you can continue your critical operations without interruption.

Tailored Implementation

Benefit from a fully customized plan designed to fit your organization’s unique workflows and specific requirements, even beyond the basic MT/MX translation requirements.

Global Connectivity

Leverage any-to-any connectivity as part of your solution—including SFTP, MQ, APIs, and SWIFT rails—ensuring your transactions reach any destination globally.

Real-Time Intelligence

Gain full visibility into your financial ecosystem with dynamic reporting dashboards for faster, data-driven
decision-making.

Gain full visibility into your financial ecosystem with dynamic reporting dashboards for faster, data-driven decision-making.

Why choose Axletree for

your IPLA & SIL alternative?

Swift & Integration Expertise

Swift & Integration are our specialty – we can support your organization with out-of-the-box or tailor-made solutions, based on your requirements, and enable the seamless continuation of your critical Swift messaging.

Unparalleled expertise

With decades of experience in financial messaging, Axletree understands the nuances of cross-border payments and evolving Swift standards—ensuring you’re always ahead of the curve.

Cloud-based scalability

Our cloud-first approach allows you to scale seamlessly, delivering faster deployments, continuous updates, and robust security without disrupting your operations.

24/7/365 
global support

Rely on our around-the-clock technical specialists to resolve issues swiftly, reducing downtime and safeguarding critical payment flows.

Reduced infrastructure 
footprint

By utilizing our cloud-based solutions, you cut down on maintenance, reducing your internal IT footprint and freeing up resources for growth.

Advanced security measures

Protect every transaction with end-to-end encryption, multi-factor authentication, and comprehensive audit trails that meet strict industry regulations.

Future-proof architecture

Whether you need to make use of new Swift Essential services or emerging global standards, our solutions are built to evolve with industry innovations.

Custom solutions for your industry’s challenges

Ready to revolutionize your payments integration infrastructure?

Don’t let the decommissioning of IPLA & SIL slow you down. Axletree offers a seamless path forward from legacy solutions through Symmetree by Axletree®, our next-generation integration solution. We specialize in building secure, compliant architectures that can integrate into your current workflows seamlessly, empowering you with complete peace of mind over your transactions.

Unlock new levels of efficiency, security, and innovation with Symmetree by Axletree®.